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You can cash out up to 50% of your equity. If your home is worth $1,000,000 you can cash out $500,000. The investors at Fraction House want to be partners with you so you must continue to own the other 50%. Like with any financing, the Fraction House fee, appraisal and closing costs will be subtracted from your payout. If you already have a loan on your property check with your lender, Fraction House is not compatible with all loan types.

Normally, making use of the equity in your home requires you to incur the cash flow hit of a monthly payment. With our system, there is no monthly payment -- ever. That's because the investors are investing in your property. Not your ability to make a payment.

When you sell your property Fraction House will take a percentage of the profit based on how much equity you sold on our platform. If you don't sell the house there is no need to repay. If someone inherits the house from you they will have the option of buying out Fraction House's interest.

No! Our investment is based on the anticipated increase in value of your property, not your ability to repay. We do require a minimum of a 500 credit score.

No! When you "Go Public" with your home on Fraction House you get co-investors, but they are not on the title to your property and have no management rights whatsoever. However, you are required to provide updates on the platform and you have the ability to poll your co-investors to get their opinion. For example, you could ask them which paint color might increase the value of your home the most.

There are no restrictions, it is your money. However, you are encouraged to improve your home and update your home's profile because if the tokens increase more than 100% in value you have an automatic buy back option. Note, if an appraiser determines that you neglected to do regular maintenance then that loss comes out of your portion of the net proceeds upon a sale.